Version Date: Oct 31, 1992 View help for published
Principal Investigator(s): View help for Principal Investigator(s)
University of Michigan. Survey Research Center. Economic Behavior Program
Series:
https://doi.org/10.3886/ICPSR09752.v1
Version V1
This study concentrates on family finances and has four principal lines of inquiry. The first section of the survey updates the Surveys of Consumer Finances conducted from 1946 through 1971. Questions in this section investigate credit usage by consumers, trends in consumer finance, and debt burden. A second group of questions examines consumers' awareness, attitudes, and comprehension of the federal consumer credit protection laws passed during the decade preceding the study. Among the laws investigated are the Truth-in-Lending Act, the Equal-Credit-Opportunity Act, the Fair-Credit-Billing Act and the Federal- Trade-Commission-Improvement Act. Third, the survey offers general information about credit, credit procedures, and attitudes towards credit and creditors. Among the concerns are the degree of satisfaction and dissatisfaction with the credit process, awareness of different aspects of credit and the credit process, and perceptions of differences among types of credit and creditors. The last section focuses on demographic information and includes data on family composition, life cycle stage, occupation, income, assets, age, race, marital status and residential stability.
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The national probability sample representing the universe consists of 2,563 households.
Households within the 48 coterminous United States exclusive of units on military installations.
personal interviews
1992-10-31
2018-02-15 The citation of this study may have changed due to the new version control system that has been implemented. The previous citation was:
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