Showing 1 – 2 of 2 results.
Curated
Changing the Rules: State Mortgage Foreclosure Moratoria During the Great Depression (ICPSR 24542)
Released/updated on: 2009-01-09
Geographic coverage: United States
Many U.S. states imposed temporary moratoria on farm and nonfarm residential mortgage foreclosures during the Great Depression. This article describes the conditions that led some states to impose these moratoria and other mortgage relief during the Depression and discusses the economic effects. Moratoria were more common in states with large farm populations (as a percentage of total state population) and high farm mortgage foreclosure rates, although nonfarm mortgage distress appears to help explain why a few states with relatively low farm foreclosure rates also imposed moratoria. The moratoria reduced farm foreclosure rates in the short run, but they also appear to have reduced the supply of loans and made credit more expensive for subsequent borrowers. The evidence from the Great Depression demonstrates how government actions to reduce foreclosures can impose costs that should be weighed against potential benefits.
Curated
Eviction Moratoria: Most Populous United States Cities, 2020-2023 (ICPSR 39499)
Released/updated on: 2025-09-29
Geographic coverage: United States
Researchers employed longitudinal policy surveillance to comprehensively describe local responses to the eviction crisis resulting from the emergence of the COVID-19 pandemic and continuing through the end of substantive local intervention. The study examined all cities with over 250,000 residents and, for states where no city had at least 250,000 residents, the two largest cities located in each such state. The study relied on an exhaustive collection of all emergency orders and legislation that controlled the eviction process or related to protections under federal moratoria that were issued by local actors, including executive officials, legislative bodies, and the courts, between March 13, 2020 and March 1, 2023. Researchers created a time series cross-sectional dataset that tracked changes in local jurisdictions' eviction moratoria over time. For a complete description of the variables tracked, please see the codebook included with the dataset.