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Survey of Consumer Attitudes and Behavior, May 2004 (ICPSR 35361)

Released/updated on: 2024-11-07
Geographic coverage: United States
Time period: 2004-04-01--2004-05-31

The Survey of Consumer Attitudes and Behavior series (also known as the Surveys of Consumers) was undertaken to measure changes in consumer attitudes and expectations, to understand why such changes occur, and to evaluate how they relate to consumer decisions to save, borrow, or make discretionary purchases. The data regularly include the Index of Consumer Sentiment, the Index of Current Economic Conditions, and the Index of Consumer Expectations. Since the 1940s, these surveys have been produced quarterly through 1977 and monthly thereafter.

The surveys conducted in 2004 focused on topics such as evaluations and expectations about personal finances, employment, price changes, and the national business situation. Opinions were collected regarding respondents' appraisals of present market conditions for purchasing houses, automobiles, computers, and other durables. Also explored in this survey, were respondents' types of savings and financial investments, loan use, family income, and retirement planning.

Other topics in this series typically include ownership, lease, and use of automobiles, respondents' use of personal computers at home and in the office, and respondents' familiarity with and use of the Internet. Demographic information includes ethnic origin, sex, age, marital status, and education.

Curated
Partially restricted
Simple Crosstabs

Survey of Consumer Attitudes and Behavior, March 2004 (ICPSR 35359)

Released/updated on: 2024-10-09
Geographic coverage: United States
Time period: 2004-03-01--2004-03-31

The Survey of Consumer Attitudes and Behavior Series (also known as the Surveys of Consumers) was undertaken to measure changes in consumer attitudes and expectations, to understand why such changes occur, and to evaluate how they relate to consumer decisions to save, borrow, or make discretionary purchases. The data regularly include the Index of Consumer Sentiment, the Index of Current Economic Conditions, and the Index of Consumer Expectations. Since the 1940s, these surveys have been produced quarterly through 1977 and monthly thereafter.

The surveys conducted in 2004 focused on topics such as evaluations and expectations about personal finances, employment, price changes, and the national business situation. Opinions were collected regarding respondents' appraisals of present market conditions for purchasing houses, automobiles, computers, and other durables. Also explored in this survey, were respondents' types of savings and financial investments, loan use, family income, and retirement planning.

Other topics in this series typically include ownership, lease, and use of automobiles, respondents' use of personal computers at home and in the office, respondents' familiarity with and use of the Internet, and respondents' use of electronic banking. Demographic information includes ethnic origin, sex, age, marital status, and education.

Curated

National Neighborhood Data Archive (NaNDA): Home Mortgage Disclosure Act Longitudinal Dataset by Census Tract, United States, 1981-2021 (ICPSR 39093)

Released/updated on: 2024-09-12
Geographic coverage: United States
Time period: 1981-01-01--2021-12-31
The Home Mortgage Disclosure Act (HMDA) database (Consumer Financial Protection Bureau, 2022) has compiled mortgage lending data since 1981, but the collection and dissemination methods have changed over time (Federal Financial Institutions Examination Council, 2018), creating barriers to conducting longitudinal analyses. This HMDA Longitudinal Dataset (HLD) organizes and standardizes information across different eras of HMDA data collection between 1981 and 2021, enabling such analysis. This collection contains two types of datasets: 1) HMDA aggregated data by census tract for each decade and 2) HMDA aggregated data by census tract for individual years. Items for analysis include borrower income values, mortgages by loan type (e.g., conventional, Federal Housing Administration (FHA), Veterans Affairs (VA), refinances), and mortgages by borrower race and gender.
Curated
Simple Crosstabs

National Neighborhood Crime Study, Wave 2 (NNCS2), [United States], 1999-2013 (ICPSR 38483)

Released/updated on: 2023-01-25
Geographic coverage: United States
Time period: 1999-01-01--2013-12-31, 2010-01-01--2013-12-31
The primary purpose of the second wave of the National Neighborhood Crime Study (NNCS2) was to develop a panel dataset of serious reported crimes in urban neighborhoods circa two time points - 2000 and 2010. These data offer the opportunity to assess the sources and consequences of neighborhood crime change for "communities" of different ethno-racial and economic compositions across the United States. The study also sought to examine the role of a neighborhood's broader ecology on crime levels and crime change by integrating indicators of city and/or metropolitan conditions. The NNCS2 includes two datasets. The first dataset, the NNCS2-Panel file (NNCS2-P), contains information on the Federal Bureau of Investigation's (FBI) Part 1 Index crimes (except arson), socioeconomic and demographic characteristics, and a variety of other neighborhood and city level controls for circa 2000 and 2010 for tracts in 81 of the 91 cities in the NNCS, wave 1. The second dataset, the NNCS2-Cross-Sectional file (NNCS2-CS), allows for examination of the local and contextual sources of neighborhood crime inequality circa 2010. The NNCS2-CS incorporates parallel data for census tracts and cities as in the Panel file, but includes a few additional cities for which panel data could not be compiled, as well information on the metropolitan areas within which cities are located.
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Simple Crosstabs

Eurobarometer 85.1: Perceptions and Expectations, the Fight Against Terrorism and Radicalisation, Antimicrobial Resistance, Financial Products and Services, Online Platforms, April 2016 (ICPSR 36672)

Released/updated on: 2017-12-21
Geographic coverage: Cyprus, Portugal, Malta, Greece, Netherlands, Sweden, Great Britain, Austria, Latvia, Luxembourg, Ireland, Poland, Slovenia, Slovakia, France, Bulgaria, Lithuania, Croatia, Romania, Hungary, Northern Ireland, Spain, Czech Republic, Belgium, European Union, Finland, Denmark, Italy, Germany, Estonia
Time period: 2016-01-01--2016-12-31

The Eurobarometer series is a unique cross-national and cross-temporal survey program conducted on behalf of the European Commission. These surveys regularly monitor public opinion in the European Union (EU) member countries and consist of standard modules and special topic modules. The standard modules address attitudes toward European unification, institutions and policies, measurements for general socio-political orientations, as well as respondent and household demographics. The special topic modules address such topics as agriculture, education, natural environment and resources, public health, public safety and crime, and science and technology.

Eurobarometer 85.1 covered the following special topics: (1) Attitudes Toward the EU and the Fight Against Terrorism in the EU, (2) Antimicrobial Resistance, (3) Financial Products and Services, and (4) Online Platforms. Respondents' opinions were collected regarding attitudes toward European policies and actions, the terrorist threat and measures against terrorism, radicalisation and recruitment of EU citizens by terrorist organizations, and the mutual defense clause of the EU. Respondents were also questioned about their use of antibiotics and understanding of antimicrobial resistance, familiarity with antibiotic use in farm animals, and thoughts on the effectiveness of tackling antibiotic resistance at the individual, regional, national, EU, and global level. Additional questions were asked regarding respondent use of financial products and services, including those purchased in other EU member states, provider changes, and cross-border transactions using other currencies. Respondents' opionions were also queried regarding online platforms, search engines and search results, terms and conditions of online platforms, use of personal data, and the reliability of review rankings or rating systems.

Demographic and other background information collected includes age, gender, nationality, marital status, occupation, age when stopped full-time education, household composition, ownership of a fixed or mobile telephone and other goods, difficulties in paying bills, level in society, and Internet use. In addition, country-specific data includes type and size of locality, region of residence, and language of interview (select countries).

Curated
Simple Crosstabs

Euro-barometer 23: The European Currency Unit and Working Conditions, April 1985 (ICPSR 8411)

Released/updated on: 2017-03-27
Geographic coverage: Greece, Netherlands, Great Britain, Belgium, Europe, Luxembourg, Ireland, Denmark, Italy, France, Germany, Global
Time period: 1985-01-01--1985-12-31
The dataset contains information on European integration, life satisfaction, and social goals, as well as respondent attitudes toward the European Parliament. Attitudes towards the expansion of the European Economic Community were also probed, as well as opinions on the most necessary members in the event of European political unification. Respondents were also questioned extensively on the European Currency Unit, current and preferred working conditions, recent travel, and dealings with financial institutions.
Curated
Simple Crosstabs

Survey of Consumer Attitudes and Behavior, July 2007 (ICPSR 35399)

Released/updated on: 2016-01-19
Geographic coverage: United States
Time period: 2007-06-01--2007-07-31
The Survey of Consumer Attitudes and Behavior series (also known as the Surveys of Consumers) was undertaken to measure changes in consumer attitudes and expectations, to understand why such changes occur, and to evaluate how they relate to consumer decisions to save, borrow, or make discretionary purchases. The data regularly include the Index of Consumer Sentiment, the Index of Current Economic Conditions, and the Index of Consumer Expectations. Since the 1940s, these surveys have been produced quarterly through 1977 and monthly thereafter. The surveys conducted in 2007 focused on topics such as evaluations and expectations about personal finances, employment, price changes, and the national business situation. Opinions were collected regarding respondents' appraisals of present market conditions for purchasing houses, automobiles, and other durables. Also explored in this survey were respondents' types of savings and financial investments, loan use, family income, retirement planning, and general feelings and mental health. Other topics in this series typically include ownership, lease, and use of automobiles, and respondents' familiarity with and use of the Internet. Demographic information includes ethnic origin, sex, age, marital status, and education.
Curated
Simple Crosstabs

Survey of Consumer Attitudes and Behavior, October 2009 (ICPSR 35426)

Released/updated on: 2016-01-06
Geographic coverage: United States
Time period: 2009-09-01--2009-10-31
The Survey of Consumer Attitudes and Behavior series (also known as the Surveys of Consumers) was undertaken to measure changes in consumer attitudes and expectations, to understand why such changes occur, and to evaluate how they relate to consumer decisions to save, borrow, or make discretionary purchases. The data regularly include the Index of Consumer Sentiment, the Index of Current Economic Conditions, and the Index of Consumer Expectations. Since the 1940s, these surveys have been produced quarterly through 1977 and monthly thereafter. The surveys conducted in 2009 focused on topics such as evaluations and expectations about personal finances, employment, price changes, and the national business situation. Opinions were collected regarding respondents' appraisals of present market conditions for purchasing houses, automobiles, and other durables. Also explored in this survey were savings and financial investments, loan use, family income, retirement planning, health care, general feelings and mental health, senior living, and mortgages. Other topics in this series typically include ownership, lease, and use of automobiles, respondents' use of personal computers at home and in the office, and respondents' familiarity with and use of the Internet. Demographic information include ethnic origin, sex, age, marital status, and education.
Curated
Simple Crosstabs

Survey of Consumer Attitudes and Behavior, November 2010 (ICPSR 35439)

Released/updated on: 2015-08-28
Geographic coverage: United States
Time period: 2010-10-01--2010-11-30
The Survey of Consumer Attitudes and Behavior series (also known as the Surveys of Consumers) was undertaken to measure changes in consumer attitudes and expectations, to understand why such changes occur, and to evaluate how they relate to consumer decisions to save, borrow, or make discretionary purchases. The data regularly include the Index of Consumer Sentiment, the Index of Current Economic Conditions, and the Index of Consumer Expectations. Since the 1940s, these surveys have been produced quarterly through 1977 and monthly thereafter. The surveys conducted in 2010 focused on topics such as evaluations and expectations about personal finances, employment, price changes, and the national business situation. Opinions were collected regarding respondents' appraisals of present market conditions for purchasing houses, automobiles, and other durables. Explored in this survey were respondents' types of savings and financial investments, loan use, family income, and retirement planning. This survey also asked respondents about political affiliation, health care, general feelings, and opinions on independent living communities. Other topics in this series typically include ownership, lease, and use of automobiles, respondents' use of personal computers at home and in the office, and respondents' familiarity with and use of the Internet. Demographic information include ethnic origin, sex, age, marital status, and education.
Curated
Simple Crosstabs

Survey of Consumer Attitudes and Behavior, October 2011 (ICPSR 35450)

Released/updated on: 2015-08-13
Geographic coverage: United States
Time period: 2011-09-01--2011-10-31
The Survey of Consumer Attitudes and Behavior series (also known as the Surveys of Consumers) was undertaken to measure changes in consumer attitudes and expectations, to understand why such changes occur, and to evaluate how they relate to consumer decisions to save, borrow, or make discretionary purchases. The data regularly include the Index of Consumer Sentiment, the Index of Current Economic Conditions, and the Index of Consumer Expectations. Since the 1940s, these surveys have been produced quarterly through 1977 and monthly thereafter. The surveys conducted in 2011 focused on topics such as evaluations and expectations about personal finances, employment, price changes, and the national business situation. Opinions were collected regarding respondents' appraisals of present market conditions for purchasing houses, automobiles, and other durables. Also explored in this survey were respondents' types of savings and financial investments, loan use, family income, and retirement planning. Other topics in this series typically include ownership, lease, and use of automobiles and respondents' familiarity with and use of the Internet. Demographic information includes ethnic origin, sex, age, marital status, and education.
Curated
Simple Crosstabs

Survey of Consumer Attitudes and Behavior, November 2011 (ICPSR 35451)

Released/updated on: 2015-06-11
Geographic coverage: United States
Time period: 2011-11-01--2011-11-30
The Survey of Consumer Attitudes and Behavior series (also known as the Surveys of Consumers) was undertaken to measure changes in consumer attitudes and expectations, to understand why such changes occur, and to evaluate how they relate to consumer decisions to save, borrow, or make discretionary purchases. The data regularly include the Index of Consumer Sentiment, the Index of Current Economic Conditions, and the Index of Consumer Expectations. Since the 1940s, these surveys have been produced quarterly through 1977 and monthly thereafter. The surveys conducted in 2011 focused on topics such as evaluations and expectations about personal finances, employment, price changes, and the national business situation. Opinions were collected regarding respondents' appraisals of present market conditions for purchasing houses, automobiles, and other durables. Also explored in this survey were respondents' types of savings and financial investments, loan use, family income, and retirement planning. Other topics in this series typically include ownership, lease, and use of automobiles, respondents' use of personal computers at home and in the office, and respondents' familiarity with and use of the Internet. Demographic information include ethnic origin, sex, age, marital status, and education.
Curated

The Fed, Liquidity, and Credit Allocation (ICPSR 24563)

Released/updated on: 2013-06-14
Geographic coverage: United States
Time period: 1995-01-01--2008-11-30
The current financial turmoil has generated considerable discussion of liquidity. Moreover, it has been widely reported that the Federal Reserve played a major role in supplying liquidity to financial markets during this distressed time. This article describes two ways in which the Fed has supplied liquidity since late 2007. The first is traditional: The Fed supplies liquidity by providing credit through open market operations and by lending to depository institutions at the so-called discount window. The second is by enhancing the liquidity of portfolios of some institutions by replacing their less-liquid assets with more-liquid assets. The Fed has used the second approach since late 2007. Unlike several previous occasions, however, it began supplying liquidity in the first, more traditional way only recently in September 2008. This article notes that the Fed departed from its long-standing tradition of minimizing its effect on the allocation of credit by supplying liquidity to institutions that it believed to be most in need, at the same time, it neutralized the effects of these actions on the total supply of liquidity in the financial market. The article also discusses the Fed's reasons for reallocating credit this time rather than simply increasing the total supply of financial market liquidity.
Curated
Simple Crosstabs

CBS News/New York Times National Poll, July #1, 2012 (ICPSR 34617)

Released/updated on: 2013-05-14
Geographic coverage: United States
Time period: 2012-07-01--2012-07-31
This poll, fielded July 2012, and the first of two, is part of a continuing series of monthly surveys that solicits public opinion on a range of political and social issues. Respondents were asked whether they approved of the way Barack Obama was handling his job as president, foreign policy, the economy, and health care. Respondents were also asked about the condition of the economy and whether things in the country were on the right track. Additional questions addressed the respondent's overall opinions of Mitt Romney and Barack Obama and their views. Multiple questions addressed respondents' opinions of both Barack Obama's and Mitt Romney's economic policies and whether their policies will favor the rich versus the poor. Additional questions asked respondents which candidate they thought would do a better job handling a variety of issues and how important these issues will be in deciding how they will vote for president. Further questions asked respondents if they were willing to have reduced local government services, such as schools and fire and police departments, if it meant paying less in taxes. Other topics include the Supreme Court, financial institutions, same-sex marriage, crime, and tax cuts. Demographic variables include sex, age, race, education level, household income, social class, employment status, religious preference and participation, type of residential area (e.g., urban or rural), whether respondents thought of themselves as born-again Christians, marital status, household composition, political party affiliation, political philosophy, voter registration status, voting behavior, and the number of phones in their household.
Curated
Simple Crosstabs

CBS News/60 Minutes/Vanity Fair National Poll, July #2, 2012 (ICPSR 34618)

Released/updated on: 2013-05-14
Geographic coverage: United States
Time period: 2012-07-01--2012-07-31
This poll, fielded July 2012, and the second of two, is part of a continuing series of monthly surveys that solicits public opinion on a range of political and social issues. Respondents were asked about the condition of the economy, and whether things in the country were on the right track. Opinions were collected on financial institutions and whether they favor large investors, as well as the likelihood of another financial crisis. Respondents were queried on unemployment, including who is to blame for the high unemployment rate and what will happen to the unemployment rate over the next few months. Several questions addressed modes of transportation, including which mode is the most cost-effective, is the safest, and which one respondents prefer for traveling long distances. Other questions addressed a variety of pop-culture and social issues, such as plants, live theater, traditions, national landmarks, abortion, and taxpayer's money. Demographic variables include sex, age, race, education level, household income, social class, religious preference and participation, type of residential area (e.g., urban or rural), whether respondents thought of themselves as born-again Christians, marital status, household composition, political party affiliation, political philosophy, voter registration status, voting behavior, and the number of phones in their household.
Curated

CBS News/New York Times Monthly Poll #1, April 2010 (ICPSR 31569)

Released/updated on: 2011-08-05
Geographic coverage: United States
Time period: 2010-04-01--2010-04-30
This poll, fielded April 5-12, 2010, is a part of a continuing series of monthly surveys that solicits public opinion on the presidency and on a range of other political and social issues. Respondents were asked whether they approved of the way that Barack Obama was handling his job as president, the economy, health care, and the federal budget deficit, what they liked best and least about Obama, whether they thought things in the country were going in the right direction, and what they thought was the most important problem facing the country. Information was collected on whether respondents approved or disapproved of the way Congress was handling its job, whether they approved or disapproved of the way their representative in Congress was handling their job, whether they had a favorable or unfavorable opinion of President Obama, how respondents would rate the national economy, and who they thought was mostly to blame for the state of the national economy. Respondents were queried on whether they thought that the government's stimulus package made the economy better or worse, whether they thought that the country needed a third political party, whether they would rather have a smaller government with fewer services or a bigger government providing more services, how they felt things were going in Washington, DC, whether they thought the federal government should spend money to create jobs even if it means increasing the budget deficit, and whether they would rather reduce the federal budget deficit or cut taxes. Respondents were also asked who they thought was to blame for the current federal budget deficit, whether they thought providing government money to banks and other financial institutions was necessary to get the economy out of a recession, whether they had a favorable or unfavorable opinion of the Republican Party, the Democratic Party, John McCain, George Bush, Ron Paul, Glen Beck, and Sarah Palin. Information was collected on what political figure the respondents admired most, whether they thought Sarah Palin would have the ability to be an effective president, whether they thought President Obama understands the need and problems of people like themselves, whether respondents thought he was more of a liberal, a moderate, or a conservative, whether they thought his policies were moving the country more towards socialism, whether they thought he favored a particular race over another, and whether they thought the Obama Administration had raised or lowered taxes for most Americans. Respondents were asked whether they thought that the federal government should require nearly all Americans to have health insurance, whether they thought it would be a good idea to raise income taxes on households that make more than $250,000 a year in order to help provide health insurance for people who do not already have it, whether they approved or disapproved of requiring health insurance companies to cover anyone who applies regardless of whether they have an existing medical condition, and whether they thought that the programs such as Social Security and Medicare are worth the cost of those programs for taxpayers. Respondents were queried on whether they thought legal immigration into the United States should be kept at its presents level, increased, or decreased, how serious a problem they thought illegal immigration was, whether they thought that global warming was causing a serious environmental problem, whether they thought gay couples should be allowed to marry, whether they thought abortion should be legal, whether they thought gun control law should be made more strict, what socialism means to them, and whether they thought it was ever justified for citizens to take violent action against the government. Respondents were also asked a number of questions about the Tea Party movement, including how much have they heard about it, whether they had a favorable opinion of it, whether they supported it, and whether they thought the Tea Party movement generally reflected the views of most Americans. Finally, respondents were asked if they were ever active in a political campaign, whether they purchased gold bars or coins in the past year, what political party they usually vote for, what news network they watched most, how concerned were they that they or someone in their household would lose their job in the next year, whether they ever felt at risk of falling out of their social class, how they would rate their financial situation, whether the recession affected their family, whether they owned a firearm, whether they were covered by Medicare, and whether they receive Social Security retirement benefits. Demographic information includes sex, age, race, marital status, education level, household income, religious preference, type of residential area (e.g., urban or rural), political party affiliation, political philosophy, voter registration status, and whether respondents thought of themselves as born again Christians.
Curated

CBS News Monthly Poll #1, January 2010 (ICPSR 31562)

Released/updated on: 2011-07-08
Geographic coverage: United States
Time period: 2010-01-01--2010-01-31
This poll, fielded January 14-17, 2010, is a part of a continuing series of monthly surveys that solicits public opinion on the presidency and on a range of other political and social issues. Respondents were asked whether they approved of the way Barack Obama was handling his job as president, the economy, foreign policy, the war in Iraq and in Afghanistan, health care, the threat of terrorism, and the United States response to the earthquake in Haiti. Respondents were queried on whether they thought the economy was getting better or worse, whether they had a favorable or unfavorable opinion of the Democrats and Republicans in Congress, whether they were optimistic or pessimistic about the next three years with Obama as president, whether they thought that Obama had strong qualities of leadership, and whether they believe that Obama says what he believes most of the time, or says what he thinks people want to hear. Respondents were also asked whether they thought that Obama's policies have generally helped or hurt the economy, whether they thought Obama has brought real change to the way things are done in Washington, whether they thought the United States' image in the world has gotten better since Obama has been president, whether they thought that Obama would make the United States health care system better if the health care legislation passed, and whether they thought that Obama has done too much or too little for the nation's banks, financial institutions, auto industry, homeowners, the middle class, and small business owners. Information was collected on whether respondents thought that there would be a major earthquake in the United States in the next 20 years, whether the federal government was adequately prepared to deal with a major earthquake, whether they had a favorable or unfavorable opinion of the Tea Party movement, whether they approved of the way Joe Biden was handling his job as vice president, whether they approved of the way Michelle Obama was handling her role as first lady, whether they approved of the way that Hillary Clinton was handling her job as secretary of state, whether they had a favorable or unfavorable opinion of Sarah Palin, and whether they would like to see Sarah Palin run for president in 2012. Respondents were asked whether they thought that the views of the people in the Tea Party movement generally reflect the views of most Americans, whether they thought that autism was a serious problem, how likely they thought it would be that in their lifetime there would be a cure for autism, whether they thought the housing market in their area would get better or worse in the next year, whether they currently rented their home, or bought it with a mortgage, or had their home entirely paid for. Finally respondents were asked how they felt about financial companies paying their employee bonuses after receiving bailout money from the government, whether they thought these bonuses were a major economic problem, who they thought benefited most from the bailout, whether they had enough income to save money or whether they had just enough to meet bills and obligations, and what social class they would say they belonged to. Demographic information includes sex, age, race, marital status, education level, household income, religious preference, type of residential area (e.g., urban or rural), political party affiliation, political philosophy, and voter registration status.
Curated

ABC News/Washington Post Monthly Poll, February 2010 (ICPSR 30202)

Released/updated on: 2011-05-02
Geographic coverage: United States
Time period: 2010-02-01--2010-02-28
This poll, fielded February 4-8, 2010, is part of a continuing series of monthly surveys that solicit public opinion on the presidency and on a range of other political and social issues. A national sample of 1,004 adults was surveyed. Respondents were asked whether they approved of the way Barack Obama was handling the presidency, the economy, health care, and the federal budget deficit, and whether they had a favorable opinion of Barack Obama. Respondents were queried on whether they approved of the way the United States Congress was doing its job, which party they trusted more to do a better job coping with the main problems the nation faces over the next few years, and how often they thought republicans in the Senate should use their power to block legislation proposed by President Obama and the Senate democrats. Respondents were asked whether they thought Obama was doing too much or too little to compromise with the republican leaders in Congress on important issues, whether they thought republican leaders were doing too much or too little to compromise with Obama on important issues, whether they thought the recession was over, or not over, and whether they thought the economy has or has not begun to recover. Information was collected on whether respondents support or oppose stricter federal regulations on the way banks and other financial institutions conduct their business, whether they support or oppose the proposed changes to the health care system, whether they think lawmakers in Washington should keep trying to pass a comprehensive health care reform plan, or should give up on it, and whether they have some form of health insurance or health care coverage. Respondents were asked if they had a favorable impression of the Democratic Party, the Republican Party, Sarah Palin, and the Tea Party, and whether or not they thought Palin was qualified to serve as president. Respondents were queried on whether they thought homosexuals who do not publicly disclose their sexual orientation should be allowed to serve in the military, whether they thought homosexuals who do publicly disclose their sexual orientation should be allowed to serve in the military, and whether they thought it should be legal or illegal for gay and lesbian couples to get married. Respondents were asked whether they would rather have suspects accused of involvement in the September 11 terrorist attacks be put on trial in the federal court system in the United States, or in a military tribunal, and whether they support or oppose the recent ruling by the Supreme Court that says corporations and unions can spend as much money as they want to help political candidates win elections. Finally respondents were asked whether they were inclined to vote to re-elect their representative in Congress in the next election, or whether they were inclined to look around for someone else to vote for, which party they would vote for in the upcoming United States House of Representatives elections, and whether their mood was anti-incumbent or pro-incumbent for the upcoming elections. Demographic variables include sex, age, race, household income, education level, political party affiliation, political philosophy, political ideology, religious preference, and whether the respondent is a born-again Christian.
Curated

Current Population Survey, January 2009: Unbanked/Underbanked Supplement (ICPSR 29649)

Released/updated on: 2011-03-08
Geographic coverage: United States
Time period: 2009-01-01--2009-01-31

This data collection is comprised of responses from two sets of survey questionnaires, the basic Current Population Survey (CPS) and a survey administered as a supplement to the January 2009 CPS questionnaire on the topic of Unbanked and Underbanked Households. This is the first time this particular supplement was administered.

The CPS, administered monthly, collects labor force data about the civilian noninstitutionalized population living in the United States. Moreover, the CPS provides current estimates of the economic status and activities of this population which includes estimates of total employment (both farm and nonfarm), nonfarm self-employed persons, domestics, and unpaid helpers in nonfarm family enterprises, wage and salaried employees, and estimates of total unemployment. Data from the CPS are provided for the week prior to the administration of the survey.

The Federal Deposit Insurance Corporation (FDIC) sponsored the supplement survey as part of its efforts to bring unbanked and underbanked consumers into the economic mainstream. The FDIC plans to use the results to better inform policy-making on issues related to economic inclusion. The supplement questions were asked of all interviewed households, as appropriate. Respondents were queried on their households banking status, use of financial services, and use of alternative financial services like payday lending. The Unbanked/Underbanked supplement was conducted at the household level.

Demographic variables include age, sex, race, Hispanic origin, marital status, veteran status, educational background, occupation, industry, and income.

Curated

ABC News/Washington Post Poll #3, September 2008 (ICPSR 27327)

Released/updated on: 2010-11-09
Geographic coverage: United States
Time period: 2008-09-01--2008-09-30
This poll, fielded September 27-29, 2008, is part of a continuing series of monthly surveys that solicit public opinion on the presidency and on a range of other political and social issues. A national sample of 1,271 adults was surveyed, including an oversample of African Americans. Information was collected on how closely respondents were following the 2008 presidential race and the chances that they would vote in the upcoming presidential election in November. Respondents were also queried on which candidate they would vote for in the presidential election and who they would like to see win the Democratic nomination. Information was collected on impressions of the vice presidential nominees Sarah Palin and Joe Biden. Respondents were asked what was the single most important issue in their choice for president. Respondents were asked whether they approved of the way George W. Bush was handling the presidency and the economy. Several questions asked respondents to compare Barack Obama and John McCain, and which candidate they trusted to handle issues such as the war in Iraq, energy policy, international affairs, the economy, and taxes. Information was collected on respondents opinions of the presidential debate, specifically who they thought had won and whether it had changed their opinion of either candidate. Respondents were queried on the country's current financial situation and whether they thought it was a serious problem. Respondents were also asked whether they supported the government's bailout of financial institutions and whether they thought the government's efforts would prevent the country's current financial situation from getting worse. Additional questions asked respondents who they thought was to blame for the current financial situation, whether they thought the government's bailout plan did enough to help major financial institutions, the United States economy, and ordinary Americans. Demographic variables include sex, age, marital status, race, income, political ideology, political party affiliation, political philosophy, education level, religious preference, and whether respondents considered themselves to be a born-again Christian.
Curated

CBS News Monthly Poll #2, March 2009 (ICPSR 26945)

Released/updated on: 2010-06-29
Geographic coverage: United States
Time period: 2009-03-01--2009-03-31
This poll, fielded March 20-22, 2009, is part of a continuing series of monthly surveys that solicit public opinion on the presidency and on a range of other political and social issues. Respondents were asked whether they approved of the way Barack Obama was handling the presidency and issues such as the economy, the financial institutions bailout, insurance company AIG bonuses, and foreign policy. Views were sought on the condition of the national economy, and the level of confidence in Secretary of the Treasury Tim Geithner's handling of the financial crisis. Respondents were also asked their views on companies receiving federal bailout money, whether they approved of the federal government providing money to banks and other financial institutions, whether the media, President Obama, and Congress was spending to much time on the bonuses paid to AIG executives, and whether Congress was spending the right amount of time trying to solve the nation's economic problems. Several additional questions addressed AIG including whether AIG could have found a way not to pay bonuses to their executives, whether the federal government should try to recover the money used for bonuses, how many of the executives respondents thought would return the bonuses, and whether the federal government should give additional financial assistance to AIG if needed. Demographic variables include sex, age, race, marital status, education level, household income, political party affiliation, political philosophy, and voter registration status and participation history.
Curated

National Neighborhood Crime Study (NNCS), 2000 (ICPSR 27501)

Released/updated on: 2010-05-05
Geographic coverage: United States
Time period: 2000-01-01--2000-12-31
The primary purpose of the National Neighborhood Crime Study (NNCS) was to assemble tract-level crime and sociodemographic data for cities across the United States in order to permit analyses of the sources of crime for "communities" of different racial-ethnic and class composition. The NNCS also sought to examine the extent to which the causes of crime in communities are contingent on the types of geographic region, labor market, or other contextual characteristics. To fulfill these purposes, the NNCS compiled crime and sociodemographic data for census tracts in a representative sample of large United States cities for 2000. The dataset includes: (1) tract-level crime data pertaining to seven of the FBI's crime index offenses; (2) tract-level information on social disorganization, structural disadvantage, socioeconomic inequality, mortgage lending, and other control variables garnered from the 2000 United States Census of Population and Housing Summary File 3 (SF3) and other publicly available sources; (3) city-level information for the city in which the tract is located, focused on labor market structure, socioeconomic inequality, population change, and other control variables; and (4) metropolitan area data for the Metropolitan Statistical Area (MSA) or Primary Metropolitan Statistical Area (PMSA) in which the tract is located, focused on labor market structure, socioeconomic inequality, population change, and other control variables (also taken from the 2000 Census and other publicly available sources). The NNCS contains data for 9,593 census tracts in 91 cities in 64 metropolitan areas. (Please see the collection note section for additional information about variable naming.)
Curated

CBS News/New York Times Monthly Poll #1, April 2009 (ICPSR 26946)

Released/updated on: 2010-03-29
Geographic coverage: United States
Time period: 2009-04-01--2009-04-30
This poll, fielded April 1-5, 2009, is a part of a continuing series of monthly surveys that solicit public opinion on the presidency and on a range of other political and social issues. Respondents were asked whether they approved of the way Barack Obama was handling the presidency and issues such as the economy and foreign policy. A series of questions addressed the Obama Administration's approach to solving economic problems and whether the administration's policies favored the rich, the middle class, or the poor. Respondents gave their opinions of First Lady Michelle Obama, the United States Congress, the Republican and Democratic parties, and whether President Obama or the Republicans in Congress were more likely to make the right decisions about the national economy and national security. Views were sought on President Obama's proposed budget plan, including changes in federal income taxes and government spending, and proposals to give financial assistance to the banking and automotive industries. A series of questions addressed the condition of the national economy, the most important economic problem facing the nation, the financial situation of the respondent's household, and how the recession was affecting their life. Respondents compared their current standard of living with that of their parents at the same age and gave their expectations about the standard of living of their children. Other questions asked respondents what the phrase "American dream" meant to them and whether they had achieved the "American dream" or expected to in their lifetime. Additional topics addressed the bonuses given to AIG insurance company executives, the wars in Iraq and Afghanistan, international trade, health insurance coverage, and government spending on cancer research. Demographic variables include sex, age, race, education level, marital status, household income, employment status, perceived social class, political party affiliation, political philosophy, voter registration status and participation history, religious preference, whether respondents had children under the age of 18 years, and whether respondents considered themselves to be a born-again Christian.
Curated

Robbery of Financial Institutions in Indiana, 1982-1984 (ICPSR 9310)

Released/updated on: 2010-02-01
Geographic coverage: Indiana, United States
Time period: 1982-01-01--1984-06-30
The goals of this data collection were to provide information on robbery-related security measures employed by financial institutions, to identify factors that contribute to robbery, and to study the correlates of case disposition and sentence length of convicted robbers. The collection compares banking institutions that have been robbed with those bank offices that have not been robbed to provide information on factors that contribute to these robberies. The office-based file includes variables designed to measure general office characteristics, staff preparation and training, security measures, characteristics of the area in which the banking institution is located, and the robbery history of each institution. The incident-based file includes variables such as the robber's method of operation and behavior, the employee's reaction, the characteristics of the office at the time of the robbery, and the apprehension of the offender. Also included is information on the status of the investigation, reasons involved in solving the robbery, status of prosecution, ultimate prosecution, and sentence in length.
Curated

Three Funerals and a Wedding (ICPSR 24543)

Released/updated on: 2009-01-26
Geographic coverage: United States
This article is a modified and updated version of a speech presented at the Regional Economic Summit, Evansville, Indiana, November 20, 2008.
Curated

The Microfinance Revolution: An Overview (ICPSR 21580)

Released/updated on: 2008-01-10
Geographic coverage: Bangladesh, United States, Mexico, Bolivia
The Nobel Prize committee awarded the 2006 Nobel Peace Prize to Muhammad Yunus and the Grameen Bank "for their efforts to create economic and social development from below." The microfinance revolution has come a long way since Yunus first provided financing to the poor in Bangladesh. The committee has recognized microfinance as "an important liberating force" and an "ever more important instrument in the struggle against poverty." Although several authors have provided comprehensive surveys of microfinance, our aim is somewhat more modest: This article is intended as a non-technical overview on the growth and development of microcredit and microfinance.
Curated

Experiments in Financial Liberalization: The Mexican Banking Sector (ICPSR 20962)

Released/updated on: 2007-09-14
Geographic coverage: Mexico, Global
Since the liberalization of its trade in the mid-1980s, Mexico has pursued an aggressive globalization strategy, which today makes it the country with the most free trade agreements in the world. This liberalization strategy has also included the banking sector, particularly since 1997, when all restrictions to the entry of foreign banks were removed. The history of the banking sector in Mexico includes episodes of nationalization in 1982, privatization in 1992, and near-complete failure in 1995. Since then, however, the Mexican government has undertaken a series of bold reforms that have contributed to the modernization of its financial system. This paper documents the evolution of Mexico's banking sector starting from its nationalization in 1982 and culminating with the increased entry of foreign banks in recent years that has driven the recovery of bank credit to the private sector.
Curated

What Happens to Banks When House Prices Fall? U.S. Regional Busts of the 1980s and 1990s (ICPSR 1337)

Released/updated on: 2006-11-29
Geographic coverage: United States
The recent rapid appreciation of house prices in many U.S. markets has prompted concern over the possible effects of a sharp decline in prices, especially for commercial banks and other real estate lenders. This article examines regional real estate booms and busts in the 1980s and 1990s: Only about half of state house price booms were followed by a severe decline in prices, but large house price declines experienced high loan default rates and, thus, low profit and high failure rates. Although U.S. banks may have become more exposed to residential real estate recently, they appear less vulnerable to a decline in house prices than banks in states with large price declines in the earlier period.
Curated
Partially restricted

Fraud in the Savings and Loan Industry in California, Florida, Texas, and Washington, DC: White-Collar Crime and Government Response, 1986-1993 (ICPSR 6790)

Released/updated on: 2006-03-30
Geographic coverage: District of Columbia, United States, Texas, California, Florida
Time period: 1986-01-01--1993-12-31
The purpose of this study was to gain an understanding of the factors that contributed to the epidemic of fraud in the savings and loan ("thrift") industry, the role that white-collar crime played, and the government response to this crisis. The researchers sought to describe the magnitude, role, and nature of thrift crime, analyze factors related to the effectiveness of law enforcement control of savings and loan fraud, and develop the broader implications, from both a theoretical and a policy perspective. Data consist of statistics from various government agencies and focus on all types of thrift, i.e., solvent and insolvent, that fell under the jurisdiction of the Office of Thrift Supervision in Florida, Texas, and California and all insolvent thrifts under the control of the Resolution Trust Corporation (RTC) in Washington, DC. The study focused on Texas, California, and Florida because of the high numbers of savings and loan failures, instances of fraud, and executives being indicted. However, as the study progressed, it became clear that the frauds and failures were nationwide, and while many of the crimes were located in these three states, the individuals involved may have been located elsewhere. Thus, the scope of the study was expanded to provide a national perspective. Parts 1 and 2, Case and Defendant Data, provide information from the Executive Office of United States Attorneys on referrals, investigations, and prosecutions of thrifts, banks, and other financial institutions. Part 1 consists of data about the cases that were prosecuted, the number of institutions victimized, the state in which these occurred, and the seriousness of the offense as indicated by the dollar loss and the number of victims. Part 2 provides information on the defendant's position in the institution (director, officer, employee, borrower, customer, developer, lawyer, or shareholder) and disposition (fines, restitution, prison, probation, or acquittal). The relevant variables associated with the Resolution Trust Corporation (Part 3, Institution Data) describe indictments, convictions, and sentences for all cases in the respective regions, organizational structure and behavior for a single institution, and the estimated loss to the institution. Variables coded are ownership type, charter, home loans, brokered deposits, net worth, number of referrals, number of individuals referred, assets and asset growth, ratio of direct investments to total assets, and total dollar losses due to fraud. For Parts 4 and 5, Texas and California Referral Data, the Office of Thrift Supervision (OTS) provided data for what are called Category I referrals for California and Texas. Part 4 covers Category I referrals for Texas. Variables include the individual's position in the institution, the number of referrals, and the sum of dollar losses from all referrals. Part 5 measures the total dollar losses due to fraud in California, the total number of criminal referrals, and the number of individuals indicted.
Curated

Survey of Consumer Finances, 1989 (ICPSR 9687)

Released/updated on: 2006-03-30
Geographic coverage: United States
Time period: 1989-01-01--1989-12-31
The purpose of this data collection effort was to provide an accurate representation of the distribution of elements composing family balance sheets across families in the United States. To that end, the 1989 Survey of Consumer Finances was designed to gather household-level information closely comparable to that obtained in the SURVEY OF CONSUMER FINANCES, 1983 (ICPSR 9751). Detailed data were collected on the composition of household budgets, the terms of loans, and relationships with financial institutions. Information was also obtained on employment history and pension rights of the survey respondent and the spouse or partner of the respondent. In addition to recording data on the economic assets and liabilities of families, the survey examined the attitudes of consumers toward credit use and their reactions to consumer credit regulations. Demographic variables include age, sex, marital status, housing, and financial independence.
Curated

Survey of Consumer Finances, 1998 (ICPSR 3155)

Released/updated on: 2006-03-30
Geographic coverage: United States
Time period: 1998-01-01--1998-12-31
The purpose of this data collection effort was to provide an accurate representation of the distribution of elements composing family balance sheets across families in the United States. To that end, the 1998 Survey of Consumer Finances was designed to gather household-level information closely comparable to that obtained in the SURVEY OF CONSUMER FINANCES, 1995 (ICPSR 2193). Detailed data were collected on the composition of household budgets, the terms of loans, and relationships with financial institutions. Information was also obtained on the employment history and pension rights of the survey respondent and the spouse or partner of the respondent. Detailed data were also gathered on characteristics of the survey respondent's housing and vehicle(s). In addition to recording data on the economic assets and liabilities of families, the survey examined the attitudes of consumers toward credit use and their reactions to consumer credit regulations, and lines of credit. Demographic variables include age, sex, marital status, housing, and financial independence.
Curated

Survey of Consumer Finances, 1995 (ICPSR 2193)

Released/updated on: 2006-03-30
Geographic coverage: United States
Time period: 1995-01-01--1995-12-31
The purpose of this data collection effort was to provide an accurate representation of the distribution of elements composing family balance sheets across families in the United States. To that end, the 1995 Survey of Consumer Finances was designed to gather household-level information closely comparable to that obtained in the SURVEY OF CONSUMER FINANCES, 1992 (ICPSR 6729). Detailed data were collected on the composition of household budgets, the terms of loans, and relationships with financial institutions. Information was also obtained on the employment history and pension rights of the survey respondent and the spouse or partner of the respondent. Detailed data were also gathered on characteristics of the survey respondent's housing and vehicle(s). In addition to recording data on the economic. assets and liabilities of families, the survey examined the attitudes of consumers toward credit use, and their reactions to consumer credit regulations and lines of credit. Demographic variables include age, sex, marital status, housing, and financial independence.
Curated

Survey of Consumer Finances, 1992 (ICPSR 6729)

Released/updated on: 2006-03-30
Geographic coverage: United States
Time period: 1992-01-01--1992-08-31
The purpose of this data collection effort was to provide an accurate representation of the distribution of elements composing family balance sheets across families in the United States. To that end, the 1992 Survey of Consumer Finances was designed to gather household-level information closely comparable to that obtained in the SURVEY OF CONSUMER FINANCES, 1989 (ICPSR 9687). Detailed data were collected on the composition of household budgets, the terms of loans, and relationships with financial institutions. Information was also obtained on the employment history, pension rights, and housing characteristics of the survey respondent and the spouse or partner of the respondent. In addition to recording data on the economic assets and liabilities of families, the survey examined the attitudes of consumers toward credit use and their reactions to consumer credit regulations. Demographic variables include age, sex, marital status, housing, and financial independence.
Curated

Banking Reserves Tape, 1959-1986: [United States] (ICPSR 3547)

Released/updated on: 2003-04-25
Geographic coverage: United States
Time period: 1959-01-01--1986-12-31
This collection contains data for aggregate reserves and the monetary base that incorporate the latest adjustments for discontinuities associated with the Monetary Control Act and other regulatory changes to reserve requirements. Weekly data present in these tables cover the period from the beginning of 1959 through 1986. Historical data are shown as follows: Table 1 (monthly) and Table 3 (weekly) present data on reserves measures and the monetary base adjusted to remove discontinuities caused by regulatory changes in reserve requirements. Table 2 (monthly) and Table 4 (weekly) contain data on reserves measures and the monetary base not adjusted for discontinuities. Series adjusted for discontinuities are shown on both a seasonally adjusted and not seasonally adjusted basis. Table 5 (monthly) and Table 6 (weekly) show memorandum items, not adjusted for discontinuities in the reserve requirement structure and not seasonally adjusted. These items include reserve balances at Federal Reserve Banks, vault cash of depository institutions, and borrowings of depository institutions from the Federal Reserve.
Curated

Retail Sweep Programs and Bank Reserves (ICPSR 1236)

Released/updated on: 2001-04-02
Geographic coverage: United States
Since January 1994, the Federal Reserve Board has permitted depository institutions in the United States to implement so-called "retail sweep programs." The essence of these programs is computer software that dynamically reclassifies customer deposits from transaction accounts, which are subject to statutory reserve-requirement ratios as high as 10 percent, to money market deposit accounts, which have a zero ratio. Through the use of such software, hundreds of banks have sharply reduced the amount of their required reserves. In many cases, this new lower requirement places no constraint on the bank because it is less than the amount of reserves (vault cash and deposits at the Federal Reserve) that the bank requires for its ordinary day-to-day business. In the terminology introduced by the authors in a previous article (see MEASURING THE ADJUSTED MONETARY BASE IN AN ERA OF FINANCIAL CHANGE [ICPSR 1169]), such deposit-sweeping activity has allowed these banks to become "economically nonbound" and has reduced to zero the economic burden ("tax") due to statutory reserve requirements. In this analysis, the authors examine a large panel of United States banks and develop quantitative estimates of the impact of sweep software programs on the demand for bank reserves.
Curated

Bank Competition and Concentrations: The Impact of Credit Unions (ICPSR 1224)

Released/updated on: 2000-08-28
Geographic coverage: United States
One aspect of the financial services industry is that for-profit institutions, such as commercial banks, compete directly with not-for-profit financial intermediaries, such as credit unions. In this article, the authors analyze the competition between banks and credit unions. Using annual county-level data on banking-market concentration and household participation rates at occupational credit unions for the period between 1989 and 1996, the authors find empirical evidence of two-way competitive interactions between banks and credit unions.
Curated

Why Does Bank Performance Vary Across States? (ICPSR 1174)

Released/updated on: 1998-10-06
Geographic coverage: United States
One purpose of this research is to suggest how the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994 might alter the future structure of the United States banking industry by illustrating how branching restrictions have affected banking markets and performance in the past. The research also examines whether loan loss provisions taken by money center banks and other large banks in the 1980s contributed to the increased dispersion of state-level bank earnings in those years.
Curated

Survey of Consumer Finances Panel Survey, 1983-1989 (ICPSR 6892)

Released/updated on: 1997-07-29
Geographic coverage: United States
Time period: 1983-01-01--1989-12-31
The 1983-1989 Survey of Consumer Finances (SCF) Panel dataset provides a linked set of panel data from respondents to both the 1983 (ICPSR 9751) and the 1989 (ICPSR 9687) SCF surveys. Data from these surveys were used to construct variables for the panel cases that are comparable to those available directly for the cross-section cases. In addition, this data collection includes panel data not available in the previously released 1983 and 1989 cross-sectional SCF studies. Data from the 1986 SCF (ICPSR 9753) were treated only as a source of limited information for the construction of the cross-sectional variables and are otherwise not included. This dataset is not intended to reproduce the cross-section results from the 1983 or 1989 SCF. Cross-sectional items from 1983 and 1989 in this data collection include the composition of family balance sheets, terms of loans, relationships with financial institutions, pension status of the survey respondent and the spouse or partner of the respondent, economic assets and liabilities of families, attitudes of consumers toward credit use, and their reactions to consumer credit regulations. Demographic variables include age, gender, marital status, housing, and financial independence. Panel survey issues focused on changes in marital status, household composition, and work history, including number of employers in the past 36 months, reason for leaving job, number of months of full-time and part-time work in the past 36 months, and pension plan status for the respondent and the respondent's spouse. Gender, marital status, and age data were also collected for new household members.
Curated

Is the Banking Industry in Decline? (ICPSR 1068)

Released/updated on: 1996-01-03
Geographic coverage: United States
These data and/or computer programs are part of ICPSR's Publication-Related Archive and are distributed exactly as they arrived from the data depositor. ICPSR has not checked or processed this material. Users should consult the INVESTIGATOR(S) if further information is desired.
Curated

Explanations for the Increased Riskiness of Banks in the 1980's (ICPSR 1088)

Released/updated on: 1996-01-03
Geographic coverage: United States
These data and/or computer programs are part of ICPSR's Publication-Related Archive and are distributed exactly as they arrived from the data depositor. ICPSR has not checked or processed this material. Users should consult the INVESTIGATOR(S) if further information is desired.
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