Showing 1 – 8 of 8 results.
Curated
Partially restricted
Simple Crosstabs
Survey of Consumer Attitudes and Behavior, January 2005 (ICPSR 35369)
Released/updated on: 2025-05-14
Geographic coverage: United States
Time period: 2005-01-01--2005-01-31
The Survey of Consumer Attitudes and Behavior series (also known as the Surveys of Consumers) was undertaken to measure changes in consumer attitudes and expectations, to understand why such changes occur, and to evaluate how they relate to consumer decisions to save, borrow, or make discretionary purchases. The data regularly include the Index of Consumer Sentiment, the Index of Current Economic Conditions, and the Index of Consumer Expectations. Since the 1940s, these surveys have been produced quarterly through 1977 and monthly thereafter.
The surveys conducted in 2005 focused on topics such as evaluations and expectations about personal finances, employment, price changes, and the national business situation. Opinions were collected regarding respondents' appraisals of present market conditions for purchasing houses, automobiles, and other durables. Also explored in this survey were respondents' types of savings and financial investments, loan use, family income, credit card use, and retirement planning.
Other topics in this series typically include ownership, lease, and use of automobiles, and respondents' familiarity with and use of the Internet. Demographic information includes ethnic origin, sex, age, marital status, and education.
Curated
CBS News Call-Back Poll, September 2009 (ICPSR 27804)
Released/updated on: 2011-03-04
Geographic coverage: United States
Time period: 2009-09-01--2009-09-30
This special topic poll, fielded September 10, 2009, re-interviewed 648 adults first surveyed August 27-31 2009. This continuing series of monthly surveys solicit public opinion on the presidency and on a range of other political and social issues. The dataset includes their responses to call-back questions as well as to selected questions in the original poll (ICPSR 27803) which asked whether they approved of the way Barack Obama was handling the presidency, the war in Afghanistan, health care, and the economy. Several questions addressed health care, including whether respondents thought the health care system in the United States worked well, whether Medicare worked well, and whether the government would do a better job than private health care companies in keeping health care costs down and providing medical coverage. Respondents were also asked their opinions on whether President Obama's proposals for reform would increase competition in the private insurance market, the health insurance industry, whether they believed in the possibility of expanding health care coverage without increasing budget deficits or taxes on the middle class, whether President Obama or the Republicans in Congress had better ideas about reforming the health care system, and whether they understood the health care reforms that Congress was considering. Whether President Obama's proposals for reform would increase competition in the private insurance market, whether the health care reform proposed by President Obama would make health care better in the United States and would help the respondent personally, and whether respondents favored the ideas of requiring all Americans to buy health insurance and the government offering everyone a government administered health insurance plan. Information was collected on how respondents thought health care reforms under consideration in Congress would effect the middle class, senior citizens, small businesses, the respondent personally, their health care costs, and the quality of health care. Additional topics that were covered included the pullout of troops from Iraq, credit card debt, how the federal government should use taxpayer's money, personal finances, the best way to discourage obesity, terrorist attacks, the war in Afghanistan, the swine flu, and job security. Respondents were re-interviewed on September 10, 2009, and asked whether they approved of the way Barak Obama was handling health care, if they had listened to the president's address of September 9th, the clarity of his explanation in regard to reform, if they agreed with the proposed reforms, whether Congress would pass and President Obama would sign a bill reforming the system. Questions in regard to budget deficit, expanded health care, regulation of the health insurance industry were also asked. Demographic variables include sex, age, race, marital status, education level, household income, political party affiliation, political philosophy, perceived social class, religious preference, and voter registration status and participation history.
Curated
CBS News Monthly Poll, August 2009 (ICPSR 27803)
Released/updated on: 2010-12-06
Geographic coverage: United States
Time period: 2009-08-01--2009-08-31
This poll, fielded August 27-31, 2009, is part of a continuing series of monthly surveys that solicit public opinion on the presidency and on a range of other political and social issues. Respondents were asked whether they approved of the way Barack Obama was handling the presidency, foreign policy, the situation in Afghanistan, health care, and the economy. Respondents were asked if they thought things in the country were on the right track, their rating of the national economy, and whether they thought the economy would get better. Respondents were also asked questions about the economic recession, including how long they thought it would last, the advisability of the federal government spending money to stimulate the national economy, whether it was acceptable to raise the deficit to create jobs and stimulate growth, and whether the federal budget deficit affected the respondent's family's financial situation. Several questions addressed health care, including whether respondents thought our health care system worked well, whether Medicare worked well, and whether the government would do a better job than private health care companies in keeping health care costs down and providing medical coverage. Respondents were also asked their opinions on the health insurance industry, whether they believed in the possibility of expanding health care coverage without increasing budget deficits or taxes on the middle class, whether Barack Obama or the Republicans in Congress had better ideas about reforming the health care system, and whether they understood the health care reforms Congress was considering. Information was collected on how respondents thought health care reforms under consideration in Congress would affect the middle class, senior citizens, small businesses, the respondent personally, their health care costs, and the quality of health care. Additional topics that were covered included the pullout of troops from Iraq, major credit cards, credit card debt, how the federal government should use taxpayer's money, how to handle the deficit, personal finances, the best way to discourage obesity, and job security. Demographic variables include sex, age, race, marital status, education level, household income, political party affiliation, political philosophy, perceived social class, religious preference, and voter registration status and participation history.
Curated
CBS News/New York Times Monthly Poll, December 2007 (ICPSR 24363)
Released/updated on: 2009-02-18
Geographic coverage: United States
Time period: 2007-01-01--2007-12-31
This poll, fielded December 5-9, 2007, is part of a continuing series of monthly surveys that solicits public opinion on the presidency and on a range of other political and social issues. Respondents were asked whether they approved of the way George W. Bush was handling the presidency and other issues such as foreign policy. They were also asked to rate the condition of the national economy, what they thought was the most important problem facing the country, and whether they approved of the way Congress was handling its job. Opinions were solicited on the Republican and Democratic parties, the 2008 presidential candidate nominees, how much attention respondents had been paying to the 2008 presidential campaign, which candidate they would vote for if the 2008 presidential election were being held that day, and how enthusiastic they were about voting in the 2008 presidential election. Several questions asked about the presidential primaries, including whether respondents were likely to vote in the Democratic or Republican primaries, which nominee they would like to see as the Democratic and Republican party presidential candidate in 2008, whether their choice was affected by Oprah Winfrey's involvement in Barack Obama's campaign or Bill Clinton's involvement in Hillary Clinton's campaign, the importance of a presidential candidate's personal attributes or beliefs, and which candidate they thought would win the general election in November 2008. Respondents were also asked about their personal finances and credit card use, payments, and debt, other types of personal debt, the national debt, the United States' debt to China, and the quality of manufactured goods produced in China. Additional topics included abortion, global warming, illegal immigration, whether Iran is a threat to the United States, terrorism, the war in Iraq, international trade, democracy, and feelings about the federal government. Demographic information includes sex, age, race, education level, household income, marital status, religious preference, frequency of religious attendance, type of residential area (e.g., urban or rural), political party affiliation, political philosophy, voter registration status and participation history, and the presence of children in the household under 18.
Curated
ABC News/Washington Post Poll, December 1985 (ICPSR 8596)
Released/updated on: 2007-07-09
Geographic coverage: United States
Time period: 1985-12-01--1985-12-31
This survey continued the on-going assessment of the Reagan presidency. Other topics that were covered include credit cards and personal debt, the Gramm-Rudman bill that requiring the government to balance the federal budget by 1991, the possible impact of this bill on spending cuts and taxes, proposals for federal income tax reform, and government public assistance programs. Demographic characteristics of respondents also were recorded.
Curated
The Rise in Personal Bankruptcies: The Eighth Federal Reserve District and Beyond (ICPSR 1341)
Released/updated on: 2007-03-16
Geographic coverage: United States
Personal bankruptcy filings in the United States increased, per capita, nearly 350 percent between 1980 and 2005. This paper first addresses the changes in economic and institutional factors that have occurred over the past 100 years, many of which have occurred in the past 30 years, which are likely contributors to the dramatic rise in personal bankruptcy filings seen across the country. These factors include a reduction in personal savings, an increase in consumer debt, the proliferation of revolving credit, changes to bankruptcy law, and a reduced social stigma associated with filing for bankruptcy. Given the availability of bankruptcy data at various levels of aggregation, the remaining sections of the paper contain results from several different empirical analyses of bankruptcy filings using various data sets. Careful attention is paid to personal bankruptcy filings in counties located in Eighth Federal Reserve District states.
Curated
Consumer Durables and Installment Debt: A Study of American Households, 1967-1970 (ICPSR 7497)
Released/updated on: 2006-01-18
Geographic coverage: United States
Time period: 1967-01-01--1970-12-31
This four-year panel study investigated two interrelated aspects of consumer behavior: expenditures on major consumer durable goods and the use of installment credit. Over the course of four years, the study examined trends in these two important characteristics of households, factors underlying these trends, and elements that could alter their relationships. In each of the four panel interviews, detailed questions were asked regarding the family income, purchases of durables, and level of financial debt. The extent of the family's holdings of financial assets including houses, amounts in savings and checking accounts, value of stocks and bonds, etc., was also ascertained. Information was collected on stocks of consumer durables owned at the time of the first interview, and initial stocks of automobiles and subsequent changes in them. Extensive data were gathered on attitudes toward the use of various financial instruments (particularly installment debt), the level of the family's satisfaction with its current assets, and the family's subjective analysis of its past financial progress and future prospects. A total of 1,434 families completed all four interviews. The four-year merged data are available in two versions: Part 1 contains all the family data including information on the first car, usually the newest, owned at the time of each interview. Part 2 comprises all of the variables in Part 1, as well as approximately 400 additional variables that provide information about each car (up to three) owned by panel families at the time of each interview during the four-year period.
Curated
Thresholds for Prime Rate Changes and Tests for Symmetry (ICPSR 1231)
Released/updated on: 2000-12-06
Geographic coverage: United States
The popular assertion -- that banks raise loan rates more readily than they lower them in opposite circumstances -- returns to the forefront during every period of declining market interest rates. Perhaps this assertion captures attention because since the 1980s, the ubiquity of credit card balances means that consumer loan rates affect more people than ever. In this article, the author presents specific tests for asymmetric behavior in bank loan rates. The results suggest that the bank prime lending rate, in particular, is slower to decrease than increase. The findings also suggest that one has to put the asymmetry in perspective. The prime rate does not remain far above where it would be in the absence of asymmetry. In addition, the asymmetry probably is the market's response to the rise in default and late payment probabilities that occurs during cyclical downturns in the economy.