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Self-published
Spanish households: Car insurance with deductibles (ICPSR 198961)
Released/updated on: 2024-03-18
Geographic coverage: Spain
Time period: 2019-01-01--2019-12-31
This databases is used to investigate the expected utility of Spanish households if they take out a refundable insurance that covers the deductible that must be assumed if a car accident occurs. Using data from the Spanish Survey of Household Finances and market data, this database provides novel empirical evidence on the relationship between wealth and level of risk aversion, as well as the effect of taking out a refundable insurance on the expected utility of households (Household Refundable Utility)
Curated
Public Attitudes Toward Auto Insurance, 1969 (ICPSR 7431)
Released/updated on: 1992-02-16
Geographic coverage: United States
Time period: 1969-01-01--1969-12-31
The major aim of this study was to explore how American people felt about various aspects of automobile insurance and why they felt as they did. The investigation ascertained the number of automobile accidents in which respondents and/or their families had been involved and the number of claims filed and settlements received. Respondents were also asked about their experiences with automobile insurance while dealing with these accidents, claims, and settlements. In addition, data were collected on policy cancellations and other difficulties that were encountered in renewal of policies. Demographic information about the family head includes age, sex, race, occupation, level of education, and marital status. Data collected about the family unit include number of children under 18, number of drivers, number of drivers under 25, income, and value of savings, stocks, shares, and investments in real estate. The study was conducted on a split sample, the first subsample being interviewed between May-June and the second between August-September 1969.