Showing 1 – 5 of 5 results.
Curated
Employer Perspectives on the Health Insurance Market: A Survey of Businesses in the United States, 2014 (ICPSR 36175)
Released/updated on: 2024-02-14
Geographic coverage: United States
Time period: 2014-08-19--2014-10-08
This survey investigated health insurance benefits offered by private-sector employers as key components of the Affordable Care Act (ACA) were implemented. The employers were interviewed about the types of health benefits they offered to employees and dependents, reasons for offering health insurance, and key considerations when choosing health insurance plans with an emphasis on sources of information used to evaluate health insurance plan quality. Additional topics covered by the survey include the use of brokers to assist in choosing health insurance plans, changes in insurance carriers or decisions to offer additional plans with a new insurance carrier, and how employers planned to react to the ACA requirement that employers with 50 or more full-time employees offer coverage to at least 70 percent of full-time employees or face financial penalties.
Curated
Partially restricted
Robert Wood Johnson Foundation Employer Health Insurance Survey, 1993 (ICPSR 6908)
Released/updated on: 2006-03-30
Geographic coverage: Oregon, Vermont, New York, United States, New Mexico, Oklahoma, Colorado, Minnesota, Florida, North Dakota, Washington
Time period: 1993-01-01--1994-01-01
The purpose of this survey was to investigate the barriers to the provision of employer-sponsored health insurance coverage and to describe the premiums and other characteristics of health plans offered by employers. With the goal of remedying the previous lack of state-level data, the survey was conducted to aid in defining problems in the employment-based insurance market and in analyzing the impacts of states' policy options. The survey collected data on characteristics of employers and workers in establishments offering and not offering health insurance, including the number of employees (statewide and nationwide), the distribution of workers by hours worked, age, sex, and earnings, the peak month for seasonal workers, the type of industry or business, whether health insurance was offered, and eligibility rules for health insurance. It also collected information about the characteristics of plans offered, including premiums, cost-sharing, medical underwriting, self-insurance, type of plan, number of days a person must wait for coverage of a preexisting condition, and whether each plan covered prenatal care, maternity care, outpatient prescription drugs, mental health services, dental care, and treatment for alcoholism or drug abuse. The survey also elicited information from employers not offering health insurance as to other forms of compensation for medical expenses they provided to employees. There are three data files in the collection. Part 1, Firms Data, contains information on the surveyed firms. Part 2, Plans Data, has data on each insurance plan offered by these firms. Part 3, FIPS State and County Codes for Firms Data, identifies the state and county of each firm. Parts 1 and 3 comprise one case per firm, Part 2 one case per insurance plan.
Curated
Partially restricted
Robert Wood Johnson Foundation Employer Health Insurance Survey [Community Tracking Study and State Initiatives in Health Care Reform Program], 1997 (ICPSR 2935)
Released/updated on: 2024-02-14
Geographic coverage: United States
Time period: 1996-01-01--1997-01-01
The objectives of this study were to describe and understand employers' and employees' behavior with respect to employment-based health insurance, to track trends in health insurance provided by employers, and to evaluate selected policies to regulate or expand employment-based health insurance coverage. Sampling was designed to permit estimates for selected communities that are part of the Robert Wood Johnson Foundation (RWJF) Community Tracking Study (CTS) and for selected states of interest to the RWJF State Initiatives in Health Care Reform Program. Data were collected on employers' offers of health insurance coverage, employees' eligibility and enrollment in health plans, and, for each plan offered, the plan type (HMO, POS, PPO, conventional), premiums (employer and employee contributions), benefits, cost-sharing, and employer self-insurance status. The study also collected information on the characteristics of employers and workers, including the number of employees at the establishment, the number of employees statewide and nationwide, and the distribution of workers by hours worked, age, sex, and earnings.
Curated
Partially restricted
Small Business Benefits Study (SBBS), 1990: [Denver, Flint, Tampa, and Tucson] (ICPSR 6002)
Released/updated on: 1998-04-20
Geographic coverage: Flint, United States, Colorado, Tucson, Denver, Florida, Tampa, Arizona, Michigan
This survey was conducted as part of an evaluation of the Robert Wood Johnson Foundation's Health Care for the Uninsured Program (HCUP), a program whose primary focus was the development and marketing of affordable health insurance products for small businesses. The survey investigated the number and types of small businesses that offered and did not offer insurance, the number and types of employees of small businesses who received and did not receive insurance, and whether the employers and employees participating in HCUP were different from those with other types of insurance or from those with no insurance. In addition, the survey was designed to test several hypotheses: whether employers facing an inelastic demand for their product or a tight labor market would be more likely to offer health insurance to their employees, and whether higher wages substitute for health insurance for certain groups of highly skilled or unionized workers. Firm-level data collected by the survey include number of permanent and temporary employees, employee turnover, fringe benefits offered to full- and part-time employees (e.g., paid vacation, paid sick leave, long-term disability insurance, life insurance, retirement plan, group health insurance), type of business, number of years owner had owned the company, age and legal form of the company, and gross revenue. Extensive information on health insurance was obtained from firms offering this benefit: total monthly premium paid for health insurance, percent of premium paid by the company, reasons that influenced the decision to provide health insurance, whether a Health Maintenance Organization (HMO) insurance plan was offered, whether a deductible or co-payment was required for hospital inpatient services, and whether hospital room and board, physician office visits, maternity care, prescription drugs, inpatient mental health treatment, or substance abuse treatment were covered. These firms were also queried about recent changes in the number of health plan enrollees, deductibles, co-insurance rates, benefits offered, employer premium share, recent changes in health insurance carriers and reasons for changing, and recent increases in premiums and their effects on the firm's prices, profits, wages, and number of employees. Companies not offering health insurance were asked why they did not offer this benefit and were queried about factors that might influence them to offer a health plan. Individual-level data on employees include sex, age, marital status, length of employment, number of hours worked during the last week, salary or wage, health plan participation, amount of health premium paid by the employee, and whether the employee had health coverage from another source.
Curated
Partially restricted
Small Business Benefits Study, Wave 2 (SBBS 2), 1992-1993: [Selected Metropolitan Counties in the United States] (ICPSR 6667)
Released/updated on: 2024-02-14
Geographic coverage: Oregon, Flint, United States, Colorado, Tucson, Ohio, Denver, Florida, Tampa, Arizona, Michigan, Pennsylvania
Time period: 1992-10-01--1993-02-01
This is the second wave of a split-panel study first conducted in 1990 (SMALL BUSINESS BENEFITS STUDY (SBBS), 1990 [DENVER, FLINT, TAMPA, AND TUCSON] [ICPSR 6002]). Both waves examined the characteristics of small businesses and their health insurance markets. SBBS 2 also collected follow-up information on the respondents to the first wave. Firm-level data collected by SBBS 2 include type of business, age of the firm, number of years under the current owner, gross receipts, number of employees, and whether the firm offered health insurance. For firms that offered health insurance benefits, respondents were queried on the continuity of benefits, why firms changed insurers (where applicable), characteristics of the insurance plan, and how the firm would respond to a 25-percent increase in premiums. For firms that did not offer health insurance benefits, respondents were asked whether insurance was available in the last five years, why the firm decided to stop offering insurance if it had offered health insurance previously, whether the firm was interested in offering insurance, and factors that might influence the firm to offer insurance. Individual-level data on employees include gender, age, marital status, salary and wages, hours worked, and length of employment