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Survey of Consumer Finances, 1992 (ICPSR 6729)

Principal Investigator(s): Kennickell, Arthur; Board of Governors of the Federal Reserve System


The purpose of this data collection effort was to provide an accurate representation of the distribution of elements composing family balance sheets across families in the United States. To that end, the 1992 Survey of Consumer Finances was designed to gather household-level information closely comparable to that obtained in the SURVEY OF CONSUMER FINANCES, 1989 (ICPSR 9687). Detailed data were collected on the composition of household budgets, the terms of loans, and relationships with financial institutions. Information was also obtained on the employment history, pension rights, and housing characteristics of the survey respondent and the spouse or partner of the respondent. In addition to recording data on the economic assets and liabilities of families, the survey examined the attitudes of consumers toward credit use and their reactions to consumer credit regulations. Demographic variables include age, sex, marital status, housing, and financial independence.

Series: Survey of Consumer Finances Series

Access Notes

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DS0:  Study-Level Files
DS1:  Main Data File - Download All Files (593.291 MB) large file
ASCII + SAS Setup    SPSS Setup   
DS2:  Replicate Weight File -- X42000 - Download All Files (122.561 MB)
ASCII + SAS Setup    SPSS Setup   
DS3:  Replicate Weight File -- X42001 - Download All Files (122.561 MB)
ASCII + SAS Setup    SPSS Setup   

Study Description


Kennickell, Arthur, and Board of Governors of the Federal Reserve System. Survey of Consumer Finances, 1992. ICPSR06729-v1. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2006-03-30.

Persistent URL:

Export Citation:

  • RIS (generic format for RefWorks, EndNote, etc.)
  • EndNote XML (EndNote X4.0.1 or higher)


This study was funded by:

  • Board of Governors of the Federal Reserve System
  • United States Department of the Treasury. Office of the Comptroller of the Currency
  • United States Department of Health and Human Services. National Institutes of Health. National Institute on Aging
  • United States Small Business Administration
  • Government Accountability Office
  • United States Congress. Joint Committee on Taxation

Scope of Study

Subject Terms:    consumer attitudes, consumer protection, credit, debt, financial assets, financial institutions, household budgets, housing, job history, loans, pension plans

Geographic Coverage:    United States

Time Period:   

  • 1992-01--1992-08

Date of Collection:   

  • 1992

Universe:    Households within the 48 contiguous United States.

Data Type(s):    survey data

Data Collection Notes:

The data have been optimized and thus have a different record length from the original data provided by the principal investigators.

The SAS transport files were created using the SAS XPORT engine.


Sample:    The Federal Reserve Board does not release detailed information on the sample design, and because of the complexity of the Survey of Consumer Finances (SCF) design, users cannot apply some of the standard procedures for variance estimation. Because the SCF are unable to give users any sample information about cases in the dataset, users will be unable on their own to compute reasonable estimates of the sampling variances of their estimates. To facilitate such estimation, two files of replicate weights and multiplicity factors are provided. The weight X42001 (Part 3) is a partially design-based weight constructed at the Federal Reserve using original selection probabilities and frame information along with aggregate control totals estimated from the Current Population Survey. This weight is a relatively minor revision of the consistent weight series X42000 (Part 2) maintained for the SCFs beginning with 1989. (For a detailed discussion of these weights, see Arthur B. Kennickell and R. Louise Woodburn, "Consistent Weight Design for the 1989, 1992, and 1995 SCFs, and the Distribution of Wealth," REVIEW OF INCOME AND WEALTH 45,2 (June 1999) 193-215, or the longer version given on the SCF Web page: The nature of the revisions to the consistent weights is described in "Revisions to the SCF Weighting Methodology: Accounting for Race/Ethnicity and Homeownership," by Arthur Kennickell (see SCF Web site). Users should be aware that the sum of each of the weights over all sample cases and imputation replicates is equal to five times the number of households in the sample universe.

Data Source:

personal interviews and telephone interviews


Original ICPSR Release:   2002-01-10

Version History:

  • 2006-03-30 File QU6729.ALL.PDF was removed from any previous datasets and flagged as a study-level file, so that it will accompany all downloads.
  • 2006-03-30 File CB6729.ALL.PDF was removed from any previous datasets and flagged as a study-level file, so that it will accompany all downloads.
  • 2006-03-30 File AP6729.ALL.PDF was removed from any previous datasets and flagged as a study-level file, so that it will accompany all downloads.

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