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Consumer Durables and Installment Debt: A Study of American Households, 1967-1970 (ICPSR 7497)

Principal Investigator(s): Hendricks, Gary; Youmans, Kenwood C.


This four-year panel study investigated two interrelated aspects of consumer behavior: expenditures on major consumer durable goods and the use of installment credit. Over the course of four years, the study examined trends in these two important characteristics of households, factors underlying these trends, and elements that could alter their relationships. In each of the four panel interviews, detailed questions were asked regarding the family income, purchases of durables, and level of financial debt. The extent of the family's holdings of financial assets including houses, amounts in savings and checking accounts, value of stocks and bonds, etc., was also ascertained. Information was collected on stocks of consumer durables owned at the time of the first interview, and initial stocks of automobiles and subsequent changes in them. Extensive data were gathered on attitudes toward the use of various financial instruments (particularly installment debt), the level of the family's satisfaction with its current assets, and the family's subjective analysis of its past financial progress and future prospects. A total of 1,434 families completed all four interviews. The four-year merged data are available in two versions: Part 1 contains all the family data including information on the first car, usually the newest, owned at the time of each interview. Part 2 comprises all of the variables in Part 1, as well as approximately 400 additional variables that provide information about each car (up to three) owned by panel families at the time of each interview during the four-year period.

Access Notes

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DS0:  Study-Level Files
DS1:  Family Unit - Download All Files (27.072 MB)
ASCII + SAS Setup    SPSS Setup   
DS2:  Family-Car Unit - Download All Files (28.269 MB)
ASCII + SAS Setup    SPSS Setup   

Study Description


Hendricks, Gary, and Kenwood C. Youmans. Consumer Durables and Installment Debt: A Study of American Households, 1967-1970. ICPSR07497-v1. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 1976. https://doi.org/10.3886/ICPSR07497.v1

Persistent URL: https://doi.org/10.3886/ICPSR07497.v1

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This study was funded by:

  • Ford Foundation

Scope of Study

Subject Terms:    consumer attitudes, consumer behavior, consumer expenditures, credit, credit card debt, durable goods, economic behavior, economic trends, family relations, financial assets, financial management, financial policy, household budgets, household expenditures, household income, investments, optimism, personal debt, satisfaction, savings, social attitudes

Geographic Coverage:    United States

Time Period:   

  • 1967--1970

Date of Collection:   

  • 1967--1970

Universe:    Households in the United States.

Data Type(s):    survey data


Sample:    National probability sample.

Data Source:

personal interviews


Original ICPSR Release:   1984-05-11

Version History:

  • 2006-01-18 File CB7497.PDF was removed from any previous datasets and flagged as a study-level file, so that it will accompany all downloads.

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