National Evaluation Database for the Partnership for Long-Term Care (PLTC) [California, Connecticut, and Indiana], 1992-1998 (ICPSR 2844)

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These data were collected to evaluate the Partnership for Long-Term Care (PLTC), a project in which the Robert Wood Johnson Foundation awarded grants to four states -- California, Connecticut, Indiana, and New York -- to work with private insurers to create long-term care insurance policies that were more affordable and provided better protection against impoverishment than those generally available. PLTC policies combine private long-term care insurance with special Medicaid eligibility standards that protect assets of the insured once private insurance benefits are exhausted. This collection was extracted from a database compiled from data submitted by three of the PLTC states: California, Connecticut, and Indiana (New York refused participation). It comprises seven parts, which can be linked together using common identifying variables. Part 1, Insured, describes the characteristics of each issued policy and includes variables covering the effective policy date, policy type, elimination periods, maximum benefits, inflation protection mode, and annualized premium, as well as the year of birth, sex, marital status, and state of residence of the insured. Each insured person is represented by one or more records: one record for the initial PLTC policy, plus a separate record for each change to the policy, if any. Part 2, Changes, consists of policy change records used to update the policies in Part 1. Assessments for benefits are recorded in Part 3. This file includes variables on the assessment date, whether the insured met policy criteria at the time of the assessment, disability date, deficiencies in activities of daily living, and MSQ and Folstein test scores. Parts 4-6 describe service payments and utilization: reporting period (quarter), type of service received by the insured, service amount billed, days of service rendered, and amount of remaining benefits (dollars and days). Part 7 contains information on persons denied application to PLTC policies, including date of denial, type and amount of coverage sought, reason for denial, and the sex, year of birth, and marital status of the applicant.

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As explained in the ICPSR Processing Note in the codebook, some variables are restricted from general dissemination for reasons of confidentiality. Users interested in obtaining these data must complete an Agreement for the Use of Confidential Data, specify the reasons for the request, and obtain IRB approval or notice of exemption for their research. Apply for access to these data through the ICPSR restricted data contract portal, which can be accessed via the study home page.

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