How Banks Can Self-Monitor Their Lending to Comply with the Equal Credit Opportunity Act (ICPSR 1291)

Version Date: Oct 9, 2003

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Principal Investigator(s):
James H. Gilkeson, University of Central Florida; Drew B. Winters, University of Central Florida; Peggy D. Dwyer, University of Central Florida

https://doi.org/10.3886/ICPSR01291.v1

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Summary

The authors provide a step-by-step discussion of how an individual lender in the United States can self-monitor its loan process for compliance with the Equal Credit Opportunity Act, illustrated with an empirical example. The article addresses the problems faced by individual lenders who attempt to self-monitor their lending process and concludes with a discussion of the continuing, constructive role that bank examiners and regulators can play in this endeavor.

Citation

Gilkeson, James H., Winters, Drew B., and Dwyer, Peggy D. How Banks Can Self-Monitor Their Lending to Comply with the Equal Credit Opportunity Act. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2003-10-09. https://doi.org/10.3886/ICPSR01291.v1

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Distributor(s)

Inter-university Consortium for Political and Social Research
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Data Collection Notes

  1. (1) The files submitted are the program file 0309jgp.prg and the zipped data file 0309jgd.exe. (2) These data are part of ICPSR's Publication-Related Archive and are distributed exactly as they arrived from the data depositor. ICPSR has not checked or processed this material. Users should consult the investigator(s) if further information is desired.

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Original Release Date

2003-10-09

Version History

2018-02-15 The citation of this study may have changed due to the new version control system that has been implemented. The previous citation was:
  • Gilkeson, James H., Drew B. Winters, and Peggy D. Dwyer. How Banks Can Self-Monitor Their Lending to Comply with the Equal Credit Opportunity Act. ICPSR01291-v1. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2003-10-09. http://doi.org/10.3886/ICPSR01291.v1
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Notes

  • These data are flagged as replication datasets and are distributed exactly as they arrived from the data depositor. ICPSR has not checked or processed this material. Users should consult the investigator(s) if further information is desired.

  • The public-use data files in this collection are available for access by the general public. Access does not require affiliation with an ICPSR member institution.