Bank Competition and Concentrations: The Impact of Credit Unions (ICPSR 1224)

Version Date: Aug 28, 2000 View help for published

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William R. Emmons, Federal Reserve Bank of St. Louis; Frank A. Schmid, Federal Reserve Bank of St. Louis

https://doi.org/10.3886/ICPSR01224.v1

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One aspect of the financial services industry is that for-profit institutions, such as commercial banks, compete directly with not-for-profit financial intermediaries, such as credit unions. In this article, the authors analyze the competition between banks and credit unions. Using annual county-level data on banking-market concentration and household participation rates at occupational credit unions for the period between 1989 and 1996, the authors find empirical evidence of two-way competitive interactions between banks and credit unions.

Emmons, William R., and Schmid, Frank A. Bank Competition and Concentrations:  The Impact of Credit Unions. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2000-08-28. https://doi.org/10.3886/ICPSR01224.v1

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2000-08-28

2018-02-15 The citation of this study may have changed due to the new version control system that has been implemented. The previous citation was:
  • Emmons, William R., and Frank A. Schmid. Bank Competition and Concentrations: The Impact of Credit Unions. ICPSR01224-v1. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2000-08-28. http://doi.org/10.3886/ICPSR01224.v1
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