Understanding the Consequences of Medical Underwriting, 1991-1992: [Minnesota] (ICPSR 6454)

Version Date: Feb 14, 2024

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Principal Investigator(s):
Nicole Lurie, Minneapolis Medical Research Foundation

https://doi.org/10.3886/ICPSR06454.v2

Version V2 ()

  • V2 [2024-02-14]
  • V1 [1998-05-01] unpublished
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Summary

This survey interviewed Minnesotans who were denied health insurance or were offered coverage with limitations due to pre-existing health conditions. Lapses in insurance coverage and their consequences were investigated. Respondents were queried about their current health insurance status, reasons for not having health insurance currently, out-of-pocket costs for current insurance, deductibles, and co-payments. In addition, they were questioned about reasons why they were denied health insurance, steps taken to obtain health insurance after denial, acceptance of health coverage with a limitation rider, and awareness of and enrollment in the Minnesota Comprehensive Health Association, a state-wide high-risk insurance pool. Other questions asked about respondents' health, limitations due to poor health, the amount of time spent worrying about health insurance or health care costs, familial conflicts caused by these worries, sacrifices incurred in education, vacations, and major purchases due to concerns about health insurance and health care, out-of-pocket costs for health care, the amount of unpaid medical bills, and delays in seeking medical care due to lack of money or insurance. The data include information on the respondents' age, gender, height, weight, race, education, marital status, employment status, occupation, and yearly household income.

Citation

Lurie, Nicole. Understanding the Consequences of Medical Underwriting, 1991-1992: [Minnesota]. Inter-university Consortium for Political and Social Research [distributor], 2024-02-14. https://doi.org/10.3886/ICPSR06454.v2

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Funding

Robert Wood Johnson Foundation (21482)

Geographic Coverage

Distributor(s)

Inter-university Consortium for Political and Social Research
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Time Period(s)

1991-09-01 -- 1992-09-01

Date of Collection

1993-02 -- 1993-03
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Sample

Random sample of persons who were denied health insurance or were offered limited coverage by six insurance companies due to pre-existing conditions. Together, these companies provided health insurance to almost half of Minnesota's residents during the survey period. There were 6,124 names on the rejection lists supplied by these companies.

Universe

Residents of Minnesota who were denied health care coverage due to pre-existing conditions from September 1, 1991, through September 1, 1992.

Data Source

telephone interviews

Data Type(s)

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Original Release Date

1995-08-16

Version History

2024-02-14 Online variable search capabilities have been added for this study.

2018-02-15 The citation of this study may have changed due to the new version control system that has been implemented. The previous citation was:
  • Lurie, Nicole. Understanding the Consequences of Medical Underwriting, 1991-1992: [Minnesota]. ICPSR06454-v2. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2024-02-14. http://doi.org/10.3886/ICPSR06454.v2

1998-05-01 The codebook and frequencies addendum are now available as PDF files.

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Notes

  • The public-use data files in this collection are available for access by the general public. Access does not require affiliation with an ICPSR member institution.