This study is provided by ICPSR. ICPSR provides leadership and training in data access, curation, and methods of analysis for a diverse and expanding social science research community.

Survey of Consumer Finances, 1983 (ICPSR 9751)

Principal Investigator(s): University of Michigan. Survey Research Center. Economic Behavior Program; Avery, Robert B.; Elliehausen, Gregory E.; Board of Governors of the Federal Reserve System


The focus of this survey was the estimation of the debt obligations and asset holdings of a nationally representative sample of American families, and their use of financial institutions. A complete, detailed inventory of household assets and debts including businesses, pensions, properties, and financial transactions was collected along with demographic data and a comprehensive work history for primary family members. In addition to recording data on the economic assets and liabilities of 4,103 families, the survey examined the attitudes of consumers toward credit use, their reactions to new financial instruments and to consumer credit regulations, and their knowledge of consumer pension rights and benefits. Data on reasons for various financial choices and attitudes toward financial risk and liquidity were also collected. Information that permits estimation of pension and Social Security wealth was gathered as well. Data for this collection exist in two versions: raw data prepared by the University of Michigan's Survey Research Center and recoded data, prepared by the Federal Reserve Board. The latter file was produced by the Federal Reserve Board using a series of consistency checks and imputation procedures to edit the raw data and estimate values for missing data. Additional weights were constructed and included in the recoded data file. New variables were also constructed directly from original variables and, in addition, were created by matching information from other sources such as the U.S. Census.

Series: Survey of Consumer Finances Series

Access Notes

  • Data in this collection are available only to users at ICPSR member institutions. Please log in so we can determine if you are with a member institution and have access to these data files.


DS0:  Study-Level Files
DS1:  Raw Data - Download All Files (55.181 MB)
ASCII + SPSS Setup   
DS2:  Recoded Data - Download All Files (68.461 MB)
ASCII + SPSS Setup   
DS3:  SAS Input Statement for Raw Data - Download All Files (27.357 MB)

ASCII + SAS Setup   
DS4:  SAS Input Statement for Recoded Data - Download All Files (27.372 MB)

ASCII + SAS Setup   

Study Description


University of Michigan. Survey Research Center. Economic Behavior Program, Robert B. Avery, Gregory E. Elliehausen, and Board of Governors of the Federal Reserve System. Survey of Consumer Finances, 1983. ICPSR09751-v1. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 1992. https://doi.org/10.3886/ICPSR09751.v1

Persistent URL: https://doi.org/10.3886/ICPSR09751.v1

Export Citation:

  • RIS (generic format for RefWorks, EndNote, etc.)
  • EndNote XML (EndNote X4.0.1 or higher)


This study was funded by:

  • United States Department of Health and Human Services
  • United States Department of the Treasury. Office of Tax Analysis
  • Federal Trade Commission
  • United States Department of Labor
  • United States Department of the Treasury. Office of the Comptroller of the Currency
  • Federal Deposit Insurance Corporation

Scope of Study

Subject Terms:    consumer attitudes, consumer protection, credit, debt, financial assets, household budgets, job history, loans, pension plans

Geographic Coverage:    United States

Time Period:   

  • 1982--1983

Date of Collection:   

  • 1983-02--1983-08

Universe:    National cross-section of dwelling units (exclusive of institutional quarters) representing the total population of the 48 contiguous United States.

Data Type(s):    survey data

Data Collection Notes:

The SPSS and SAS Control Cards provided with this collection are incomplete. Only SAS Input Statements and SPSS Data Lists are supplied.


Sample:    The survey sample of 3,824 randomly selected households in the United States was drawn using a controlled selection by state and degree of urbanization that resulted in a more geographically balanced sample and increased precision of sample estimates relative to a more conventional random design. A supplemental sample of 438 high-income households was drawn from 1980 federal income tax returns created by the Statistics of Income Division of the Internal Revenue Service from the same primary areas that were selected for the area probability sample. A special procedure utilizing the office of the Comptroller of the Currency was used to ensure the anonymity of the respondents. The total sample consisted of 4,262 household respondents. However, 159 sample observations were excluded due to significant missing information, yielding a net 4,103 cases. The same questionnaire was used for both subsets of respondents.

Data Source:

personal interviews


Original ICPSR Release:   1992-10-31

Version History:

  • 2006-01-18 File CB9751.ALL.PDF was removed from any previous datasets and flagged as a study-level file, so that it will accompany all downloads.

Related Publications


Metadata Exports

If you're looking for collection-level metadata rather than an individual metadata record, please visit our Metadata Records page.

Download Statistics