ICPSR Logo

This study is provided by ICPSR. ICPSR provides leadership and training in data access, curation, and methods of analysis for a diverse and expanding social science research community.

Mortgage Innovation, Mortgage Choice, and Housing Decisions (ICPSR 25063) RSS

Principal Investigator(s):

Summary:

This paper examines some of the more recent mortgage products now available to borrowers. The authors describe how these products differ across important characteristics, such as the down payment requirement, repayment structure, and amortization schedule. The paper also presents a model with the potential to analyze the implications for various mortgage contracts for individual households, as well as to address many current housing market issues. The authors use the model to examine the implications of alternative mortgages for homeownership and to show that interest rate-adjustable mortgages and combo loans can help explain the rise-and fall-in homeownership since 1994.

Access Notes

  • These data are flagged as replication datasets and are distributed exactly as they arrived from the data depositor. ICPSR has not checked or processed this material. Users should consult the investigator(s) if further information is desired.

  • These data are freely available.

Dataset(s)

Dataset - Download All Files (0 MB)
Documentation:
Data:

Study Description

Citation

Chambers, Matthew S., Carlos Garriga, and Don Schlagenhauf. Mortgage Innovation, Mortgage Choice, and Housing Decisions. ICPSR25063-v1. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2009-03-12. http://doi.org/10.3886/ICPSR25063.v1

Persistent URL:

Export Citation:

  • RIS (generic format for RefWorks, EndNote, etc.)
  • EndNote XML (EndNote X4.0.1 or higher)

Funding

This study was funded by:

  • Federal Reserve Bank of St. Louis
  • National Science Foundation (SEP-0649374)
  • Spanish Ministry of Science and Technology (SEJ2006-02879)

Scope of Study

Subject Terms:   bank failures, economic conditions, economic models, foreclosure, home owners, home ownership, interest rates, investments, loans, mortgage payments, mortgages

Geographic Coverage:   United States

Data Collection Notes:

The zipped package contains programming syntax used to generate the tables found in the article.

These data are part of ICPSR's Publication-Related Archive and are distributed exactly as they arrived from the data depositor. ICPSR has not checked or processed this material. Users should consult the investigators if further information is desired.

Methodology

Version(s)

Original ICPSR Release:  

Related Publications (see Notes)

Utilities

Metadata Exports

If you're looking for collection-level metadata rather than an individual metadata record, please visit our Metadata Records page.

Download Statistics

Found a problem? Use our Report Problem form to let us know.