nmm 22 4500 ICPSR25063 MiAaI m f a u cr mn mmmmuuuu 130518s2009 miu f a eng d (MiAaI)ICPSR25063 MiAaI MiAaI Mortgage Innovation, Mortgage Choice, and Housing Decisions [electronic resource] Matthew S. Chambers , Carlos Garriga , Don Schlagenhauf 2009-03-12 Ann Arbor, Mich. Inter-university Consortium for Political and Social Research [distributor] 2009 ICPSR 25063 Numeric Title from ICPSR DDI metadata of 2013-05-18. AVAILABLE. This study is freely available to the general public. Also available as downloadable files. This paper examines some of the more recent mortgage products now available to borrowers. The authors describe how these products differ across important characteristics, such as the down payment requirement, repayment structure, and amortization schedule. The paper also presents a model with the potential to analyze the implications for various mortgage contracts for individual households, as well as to address many current housing market issues. The authors use the model to examine the implications of alternative mortgages for homeownership and to show that interest rate-adjustable mortgages and combo loans can help explain the rise-and fall-in homeownership since 1994. Cf.: http://dx.doi.org/10.3886/ICPSR25063.v1 economic conditions icpsr economic models icpsr foreclosure icpsr home owners icpsr home ownership icpsr interest rates icpsr investments icpsr loans icpsr bank failures icpsr mortgage payments icpsr mortgages icpsr ICPSR XVIII. ICPSR Publication-Related Archive Chambers, Matthew S. Garriga, Carlos Schlagenhauf, Don Inter-university Consortium for Political and Social Research. ICPSR (Series) 25063 Access restricted ; authentication may be required: http://dx.doi.org/10.3886/ICPSR25063.v1