Employer Perspectives on the Health Insurance Market: A Survey of Businesses in the United States, 2014 (ICPSR 36175)

Principal Investigator(s): Associated Press-NORC Center for Public Affairs Research

Summary:

This survey investigated health insurance benefits offered by private-sector employers as key components of the Affordable Care Act (ACA) were implemented. The employers were interviewed about the types of health benefits they offered to employees and dependents, reasons for offering health insurance, and key considerations when choosing health insurance plans with an emphasis on sources of information used to evaluate health insurance plan quality. Additional topics covered by the survey include the use of brokers to assist in choosing health insurance plans, changes in insurance carriers or decisions to offer additional plans with a new insurance carrier, and how employers planned to react to the ACA requirement that employers with 50 or more full-time employees offer coverage to at least 70 percent of full-time employees or face financial penalties.

Access Notes

  • The public-use data files in this collection are available for access by the general public. Access does not require affiliation with an ICPSR member institution.

Dataset(s)

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Study Description

Citation

Associated Press-NORC Center for Public Affairs Research. Employer Perspectives on the Health Insurance Market: A Survey of Businesses in the United States, 2014. ICPSR36175-v1. Ann Arbor, MI: Inter-university Consortium for Political and Social Research [distributor], 2015-08-19. https://doi.org/10.3886/ICPSR36175.v1

Persistent URL: https://doi.org/10.3886/ICPSR36175.v1

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Funding

This study was funded by:

  • Robert Wood Johnson Foundation (71641)

Scope of Study

Subject Terms:    Affordable Care Act, businesses, employee benefits, employers, health care reform, health insurance

Geographic Coverage:    United States

Time Period:   

  • 2014-08-19--2014-10-08

Date of Collection:   

  • 2014-08-19--2014-10-08

Universe:    Private sector employers in the United States with three or more employees.

Data Type(s):    survey data

Data Collection Notes:

This is one of three surveys conducted under grant 71641, a project that investigated how information on quality and value impacts health care decision making. The other two surveys are Finding Quality Doctors: Americans Evaluate Provider Quality in the United States, 2014 (ICPSR 36055) and Privately Insured in America: Opinions on Health Care Costs and Coverage, 2014 (ICPSR 36176).

Methodology

Sample:    NORC selected a random sample of businesses from the Dunn and Bradstreet business data which was supplied by Survey Sampling International. Large businesses were oversampled.

Mode of Data Collection:    computer-assisted telephone interview (CATI), web-based survey

Response Rates:    The final response rate was 22 percent, based on the American Association of Public Opinion Research (AAPOR) Response Rate 3 method.

Extent of Processing:   ICPSR data undergo a confidentiality review and are altered when necessary to limit the risk of disclosure. ICPSR also routinely creates ready-to-go data files along with setups in the major statistical software formats as well as standard codebooks to accompany the data. In addition to these procedures, ICPSR performed the following processing steps for this data collection:

  • Created variable labels and/or value labels.
  • Checked for undocumented or out-of-range codes.

Version(s)

Original ICPSR Release:   2015-08-19

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